Isabel MacDonald is a Principal Investigator on Targeted Instruction Program at CERP. Isabel is a postdoc researcher with the Fintech and Financial Inclusion Initiative at Haas School of Business. She is passionate about bringing behavioral economics and technology together to improve education and financial wellbeing. Her current projects explore how people trade off the psychological and financial costs of debt repayment, how social stigmas and trust challenge mobile money usage in Kenya, and how technology tools can help schools in Pakistan can prevent learning loss and drop outs due to the COVID-19 school closures. She holds a BA in Economics and International Relations from Claremont McKenna College and a PhD in public policy from Harvard University.