Dr Bailey Klinger is a Principal investigator on Entrepreneurial Finance Lab Project at CERP. Dr Bailey is a Senior Research Fellow at Harvard’s Center for International Development and the founder, CEO & Executive Chairman of the Entrepreneurial Finance Lab (www.eflglobal.com). He is the creator of the EFL technology that allows for profitable large-scale lending to small business owners lacking credit history and collateral, and has led both the research and business initiatives to develop and deploy those tools. He has extensive research and policy experience relating to entrepreneurship, structural transformation, innovation, and growth diagnostics, and has published books and papers in leading academic journals such as Science and the Journal of Organizational Behaviour. Bailey has served as a senior advisor and consultant to various governments and multilateral institutions. He has a Masters in Public Administration in International Development from the Kennedy School of Government, and a PhD in Public Policy from Harvard University.